Investing Jargon Buster

Personal finance is full of terms and words that can seem confusing and complicated. 

To help you make sense of all this money-related jargon, we’ve compiled a list of some of the most common terms related to investing you are likely to come across, with plain English alternatives.

Investing jargon

Jargon: ISA (Individual Savings Account)

Plain English:A tax-free savings account where you can save or invest money.

Jargon: Premium Bonds

Plain English: A government savings product where your money is entered into a monthly prize draw, and you can win tax-free prizes.

Jargon: Pension Scheme

Plain English: A long-term savings plan for retirement, often provided by employers.

Jargon: FTSE 100

Plain English: An index of the 100 largest companies on the London Stock Exchange.

Jargon: Bank of England Base Rate

Plain English: The interest rate set by the Bank of England, which influences borrowing and savings rates across the UK.

Jargon: Annuity
Plain English: A financial product that provides a regular guaranteed income, often used for retirement.