Don’t let free money slip through your fingers!

Every year, a staggering £23 billion in financial assistance goes unclaimed. That's money that could make a world of difference in your life.

As the cost of living continues to rise, it's crucial to know that there's support available for you and your family. Considering how much money goes unclaimed, so many people are missing out on this vital lifeline.

Consider this:

• Over 1.4 million households are not claiming £8.3 billion in Universal Credit benefits.
• More than 2.25 million households are missing out on £3.4 billion in council tax relief.
• Around 529,000 caregivers are bypassing nearly £2.2 billion in Carer’s Allowance.

These numbers are staggering, but they're not just statistics—they represent real people who could use a helping hand.*

Now, let's debunk some myths:

Myth #1: "There's no help for working people."

False! 

Did you know that 38% of those receiving Universal Credit (UC) are employed? 

Even if you receive just £1 a month in Universal Credit, you could be entitled to a range of other support that could ease your financial burden.
For example, you’d receive 85% of any childcare costs up to £1,015 per month for one child or £1,739 per month for two or more children. It would also mean that you and any spouse or partner are both able to open a Help to Save account and earn a 50% tax free bonus on savings up to £50 per month over 2 and 4 years.

Myth #2: "Financial aid is only for those on a low income."

Wrong again! 

Many households with an annual income of up to £30,000 can access support from their local council in the form of annual grants or vouchers worth £100-600 to help with living costs. 

Even if you and/or your partner earn £70,000 per annum, you would be eligible for tax-free child benefit payments of £666.20 per annum (assuming one child).

Myth #3: "I don’t deserve financial help." 

Nonsense! 

Seeking financial assistance isn't a sign of weakness—it's a smart move toward improving your quality of life. This money is there and exists to help - don't let shame or guilt hold you back from accessing the help you are entitled to.

Myth #4: "It’s hard to claim financial help."

Not anymore! 

Claiming support is easier than ever. With just a phone call or a simple online form, you could unlock a world of benefits. And if you need guidance, organisations like local Job Centres, council offices, and Citizens Advice Bureau are there to help.

Don't let what you hear, other people’s opinions or negative ideas about ‘benefits’  stand between you and the support you deserve.

BETTER OFF CALCULATOR

Check Your Financial Support Now!

Below are some other sources of information and help.

1. Child benefit tax calculator
2. Get help with saving
3. Contact Citizens Advice
4. Find out how to claim Universal Credit
5. View support available for households
6. Search for Grants with Turn2us

*Estimate of unclaimed state and local financial benefits that are unclaimed in the UK - Policy In Practice, April 2024